There are arguments which suggest that the risks taken in securities lending should be completely separated from commercial bank customers’ funds. There have been calls for the separation of investment and commercial banking, after the Glass-Steagall Act was repealed in 1999 (Glass-Steagall was enacted in 1933 as a reaction to the Great Depression in the 1930s). Worldwide, governments are currently attempting to address the systemic risk posed within financial markets. As a consequence, whether it’s a Wall Street investment bank, or a Canary Wharf prime broker, alternative asset managers need to limit their counterparty risk effectively. Hedge funds once again took a hit when this happened, despite the major efforts by global governments to control the risks taken by financial institutions. Speculators have suggested that the fact that MF Global used re-hypothecated collateral to invest in repurchase agreements in large sums of Eurozone debt resulted in this loss of funds. In the MF Global case, an estimated $1.2billion in customer funds disappeared, and the firm’s CEO Jon Corzine testified that he did not know what happened to these funds. According to an article by leading US law firm Crow & Associates, legislation in these jurisdictions also appears to allow this collateral to be re-hypothecated more than once, and often brokers end up re-hypothecating assets several times, known as ‘churning’. Hypothecation is the use of collateral to back a debt, and brokers often use collateral which has been deposited by clients to back their own proprietary trades and borrowings (re-hypothecation), a practice which is perfectly legal in the US and UK. Lehman’s was not necessarily an isolated case this was demonstrated by the recent downfall of US brokerage firm MF Global in late 2011, which has been attributed to exposure to Eurozone debt, as well as the common industry practice of re-hypothecation. In the four years since then, managing counterparty risk has become a critical component of hedge fund operations. When Lehman’s folded in September 2008, many funds were frozen with trades they couldn’t close and therefore resorted to invoking side pocket and gate provisions in order to manage liquidity. Morgan and then Lehman Brothers Holdings Corp collapsed, it became clear that the risk could be reversed, and banks have the potential to pose a major risk to hedge funds. However, in 2008 when Bear Sterns was rescued by J.P. Pre-2008, banks believed that hedge funds were one of the greatest sources of counterparty risk. As there is no real-time way to monitor the balance sheets of key counterparties, hedge fund managers are often left with finding other alternatives to protect themselves from the fallout when one of their financial counterparties has a meltdown or otherwise does not live up to its contractual obligations.Ĭounterparty risk is a challenge faced by all players in the financial industry. However when we approach a large bank often this step might not be considered necessary, as we may trust that this entity adheres to regulatory requirements which are designed to ensure the stability of such institutions. Looking at the example of a homeowner hiring a contractor, it is considered good practice to obtain references and otherwise complete due diligence as a natural part of the decision making process, to reduce the chance of default risk by the contractor. An economic loss would occur if the transaction or portfolio of transactions with the counterparty has a positive economic value at the time of the default. Counterparty risk is defined by the UK’s Financial Services Authority (FSA) as the risk that a counterparty to a transaction could default before the final settlement of the transaction’s cash flows.
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Loss of use: If you have to live elsewhere for a while because of damage to your home, this coverage helps pay for those living expenses Other structures: Coverage related to structures on your property that aren’t attached to the house itself, such as fences and outbuildings Most homeowners insurance policies break down their basic coverage amounts into six different types:ĭwelling: The amount of coverage that applies to the structure of your house Use your declarations page for informational purposes and also as a contract between you and your insurance company. This includes your deductible, the types and amounts of coverage included in the policy, and possibly other details. manufactured, masonry, or stick-built), the roof material, and anything else that might have an impact on your policy or premiums.Ī bit further down on the page you’ll see details on your homeowners policy coverage and limits. Some declaration pages go into a bit more detail about your home, including factors such as the type of home construction (i.e. If you bought your policy through an insurance agency, their information will likely show up on the declaration page as well. You’ll also see the insurance company’s name and contact information, your name, the property address, and the policy period (the dates when the policy both begins and ends). This is important information if you ever need to file a claim on your homeowners insurance. In fact, most insurance companies include the declaration page every time you renew your homeowners insurance policy, though some only include it with the initial policy documents.Ī declaration page usually starts with your policy number somewhere near the top. It generally shows up as the first page of your policy documents and serves as an invoice as well. The declaration page is a sort of summary of your home insurance policy. What is a homeowners insurance declaration page? What’s NOT in a homeowners insurance declaration page? Declaration Page - Frequently Asked Questions How to Use Your Homeowners Insurance Declaration Page See how much you could save on home insurance today! Insurify lets you compare homeowners insurance quotes in a matter of minutes. If you’ve just secured a new policy, it’s not a bad idea to review your dec page to ensure that you’ve successfully secured the coverages you were looking for. You may be familiar with a dec page from your car insurance, renters, or life insurance policies. Your homeowners policy’s insurance declarations page is basically your own personalized FAQs. The declaration page can be very useful in certain circumstances, such as when you need proof of insurance, and it can also save you from having to dig through the entire policy to unearth some detail. Your insurance declaration page will also inform policyholders of their policy terms like effective dates and expiration dates, policy limits, and any add-on products purchased from their insurer, and many other details pertaining to your home insurance policy. While every detail of how your insurance coverage works are spelled out in your homeowners insurance policy, you’ll also find a homeowners insurance declaration page, or dec page, at the beginning of your policy. Homeowners insurance covers many different types of problems that can afflict homeowners. It will summarize the coverages provided by your unique policy. What is a homeowners insurance declaration page?ĭeclarations pages are part of every homeowners insurance policy. A lesson that can only be taught with punches and kicks. They cracked their knuckles and decided to never stop until they got Nugget back and taught Dr. About Super Meat Boy Forever takes place a few years after the events of Super. Fetus snuck up on them, beat Meat Boy and Bandage Girl unconscious with a shovel and kidnapped Nugget! When our heroes came to and found that Nugget was missing, they knew who to go after. Super Meat Boy Forever is a platformer developed and published by Team Meat. One day while our heroes were on a picnic, Dr. Nugget is joy personified and she is everything to Meat Boy and Bandage Girl. Fetus for several years and they now have a wonderful little baby named Nugget. Meat Boy and Bandage Girl have been living a happy life free of Dr. Super Meat Boy Forever takes place a few years after the events of Super Meat Boy. It is truly a remarkable feat of engineering and a monumental example of ignoring the limits of rational game design and production. You can replay Super Meat Boy Forever from start to finish several times before ever seeing a duplicate level. We’ve handcrafted literally thousands of levels for players to enjoy and conquer. We created over 6000 level chunks and smash them together to create new unique levels and each time the game is completed the option to replay the game appears and generates a whole new experience by presenting different levels with their own unique secret locations. What’s better than playing through Super Meat Boy Forever once? The answer is simple: Playing through Super Meat Boy Forever several times and having new levels to play each time. The game in question is the second one in the Super Meat Boy series, but serves more as a spin-off than a direct sequel. is another game developed by the independent studio Team Meat, creators of games like The Binding of Isaac and Mew Genics. Players will run, jump, punch and kick their way through familiar settings and totally new worlds. Super Meat Boy: Forever for PC, SWITCH and etc. Levels are brutal, death is inevitable, and players will get that sweet feeling of accomplishment after beating a level. The challenge of Super Meat Boy returns in Super Meat Boy Forever! This time around Meat Boy is always running, like 's an auto-runner. You can check out the live feed of this camera from anywhere in the world by the use of the internet. Most of the things a security camera should have can be found in the SVAT 16CH H.264 500GB Smart Security DVR with 16 Hi-res Outdoor Surveillance Cameras and Smart Phone Compatibility (11045). When it comes to purchasing a surveillance system nowadays, there are some things you should look for in your new system. As an Amazon Associate or any other affiliate program I earn from qualifying purchases, The GX301-C is a camera designed for SVAT's GX301 wireless security systems.This post may include affiliate links. This Digital Wireless security camera comes equipped with 18 infrared LEDs that allow the camera to see up to 40ft away in the dark. 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These servers may be operated independently of the client by an individual or an organization. What is a dedicated game server?Ī dedicated game server is the most promising option for hosting game servers for most of the multiplayer games on a personal computer. This allows members of the community to host their own servers which means they can customize the game modes and maps according to their own choice. Global Offensive supports the matchmaking feature in which an online gaming session allows you to connect to other players.Ĭounter-strike: global offensive also allows gamers to play on dedicated valve servers. They are Competitive, Casual, Deathmatch, Arms Race, Demolition, Wingman, Flying Scotsman, Danger Zone, and Weapons Course. There are nine specific game modes in Global Offensive. The act of killing teammates may result in a penalty. The tasks associated with terrorists may include planting bombs, holding captives while counter-terrorists are given the responsibility to rescue and guard captives and prevent terrorists from planting bombs.Īs the game proceeds winning or good individual performance may yield in-game currency which may help you purchase more weapons and other stuff. Both groups are assigned the responsibility to eliminate each other as well as complete other tasks with separate goals. It is a clash between terrorists and counter-terrorists. It is a multiplayer first-person shooter game released for platforms such as Windows, OS X, Xbox 360, and Playstation 3 in August 2012. What is Counter-Strike: Global Offensive?Ĭounter-Strike series is a chain of video games developed by Valve and Hidden Path Development and the fourth game in this list is Counter-Strike: Global Offensive. Intel Dual Core 2.9 GHz 2 cores 2 Threads 1× 120 GB (SSD SATA) or 1× 1 TB (HDD SATA) In March 2020, after coming to New York for a follow-up appointment with Dr. The filmmaker even traveled to New York to start treatment with Dr. One, a prominent infectious disease doctor in Finland, insists that testing is perfectly fine, and that chronic Lyme simply doesn’t exist. In time, Berghäll spoke with patients, doctors and researchers from many countries, with differing points of view on the topic. No dice.)īerghäll attended a medical conference in Europe where he met and interviewed American Lyme doctor Richard Horowitz, former ILADS president Leo Shea, and other experts. Questions like: Why is this illness not taken seriously-all over the world? Why are there hundreds of millions of people suffering? Why isn’t the World Health Organization willing to address this? (He called the WHO over 50 times, seeking an interview. Eventually, he teamed up with producer Satu Majava, to create a film that raises bigger questions than just about his personal health. As the doctor noted: “Borrelia seldom comes alone.” Yet, although he was finally diagnosed in Finland, he could not obtain treatment there, and had to look elsewhere.Īll this is the setting for a remarkable new film called “The Red Ring.” Being a filmmaker, Berghäll documented his circuitous journey from the very beginning. Berghäll tested positive for three species of Borrelia (Lyme), as well as Babesia, Bartonella, Ehrlichia, Rickettsia, Mycoplasma, and several viruses. He saw 82 practitioners, with no answers.įinally, six years in, he located a doctor who tested him for Lyme disease and co-infections. In a scenario that’s painfully familiar to anybody with chronic Lyme disease, he went from doctor to doctor, desperate for someone to help him. By the end of the first year, he had over 20 symptoms. “I felt like there were snakes and fishes living in my stomach,” he said. Pain, fatigue, insomnia, muscle weakness, digestive problems, losing his balance, memory lapses, brain fog…among others. Within days, he started to experience a cascade of symptoms that hit hard and kept going-for weeks, and then months, and then years. That changed dramatically when he returned to Finland. “I was working outside for three weeks and I felt good and strong,” he remembers. He went to Kenya to direct a documentary about women’s rights in that country. If you wish to uninstall ComboCleaner, learn how.In 2011, Finnish filmmaker Joonas Berghäll was living his dream, making films about important topics.The 3-day free trial period is started after you activate Combo Cleaner using the activation key you received. Note that FULL and CUSTOM Antivirus scans are not available in a free trial and not all active threats might be detected and removed using QUICK SCAN feature. To obtain a 3-day free trial license key go to webpage, there you will be asked to enter your email address – enter you email address and click on “Request Free Trial” button. You can evaluate the functionally of Combo Cleaner by requesting a free trial. You have the option of subscribing to Combo Cleaner License or requesting a free limited evaluation version license key in order to activate the function required to remove the malicious items and viruses identified by the software.ĮVALUATION. The free version can search for malicious items and viruses and present scan results to you however Combo Cleaner will not attempt to remove the malicious items and viruses. You are installing a free version of Combo Cleaner with limited software capabilities. Today, CyberLink’s software solutions include: complete applications for Blu-ray Disc playback and creation digital home entertainment and touch-enabled media solution. Our business partners include leaders in the PC industry: top-5 desktop and notebook providers, optical drive manufacturers and graphic-card makers. CyberLink has built a solid reputation for delivering high-quality, interoperable, and fast time-to-market solutions that keep our OEM partners on the leading edge. Backed by a group of high-caliber software engineers, CyberLink owns its core codec and a number of patented technologies. With a list of product honors that spans the globe, PowerDirector has been named a PC Magazine Editor’s Choice for three years as “top choice for consumer video-editing software.” Additionally, in 2010 it was honored with PC Magazine’s “Technical Excellence Award,” the publication’s list of the year’s 15 “most amazing inventions and creations in computing,” joining such world-renowned developments as Apple’s iPad.įor more information about PC Magazine Editor’s Choice – PowerDirector 10, please visit: ĬyberLink Corp is the leader and pioneer in enabling digital multimedia on PCs, CEs and mobile devices through the use of video editing software, video player software, and other multimedia solutions. “I would like to take this opportunity to thank the continuous support from our customers and fans, inspiring us to keep developing the best multimedia solutions.” “We are excited that PowerDirector has been awarded Editor’s Choice by PC Magazine for three years,” said Alice H. PC Magazine is the leader for rigorous, labs-based comparative reviews of computing, consumer electronics, business technology and Internet products, empowering readers to make educated purchasing decisions by providing the most trusted and comprehensive labs-based editorial coverage in the industry. “Thanks to its many performance-enhancing technologies, CyberLink PowerDirector 10 does the job smoothly and speedily, without the wait you'll have to put up with in other products … It's fast, powerful, and loaded with effects and adjustments, including 3D, all in a very straightforward interface.” In a review posted November 30, the publication cited PowerDirector 10’s power, speed and usability in selecting it as an Editor’s Choice. (5203.TW) today announced that PowerDirector 10, the company’s flagship video editing software, has been named an Editor’s Choice by PC Magazine, one of America’s most influential IT publications. Taipei, Taiwan- December 5, 201 1-CyberLink Corp. Lauded for Power, Speed and Usability, World’s Fastest Video Editor is Honored as Editor’s Choice for Third Year Portal 2 is scheduled to come out on April 18 for the PC, PlayStation 3, Xbox 360 and Mac. Instead, we get… this.Īm I being a jerk here? Looking back, I can’t think of a single Valve box that really turned my crank, so maybe the problem here is me. The stark visual style of Portal and the majesty of GlaDOS in all her imposing techno-grandeur both strike me as great material to work with. A robot jumping through a portal while another robot (is that a Modron?) looks on isn’t exactly a dramatic, grab-you-by-the-collar image, and while most game box covers never rise above the merely functional, I can’t help but think that this is an opportunity missed. This home is located at 168 Peaceful Ln, Portal, GA 30450. Maybe not “ugly” in the strictest sense – it’s certainly no Planescape: Torment – but definitely underwhelming. This 2362 square foot mobile / manufactured home has 4 bedrooms and 2.0 bathrooms. Stardirigent Herbert Blomstedt wurde das Große Verdienstkreuz mit Stern des Verdienstordens der Bundesrepublik Deutschland überreicht. Einen historischen Moment gab es am Donnerstag im Leipziger Gewandhaus. I also think, and this is where the “matter of taste” comes in, that it’s pretty ugly. Dirigent Blomstedt erhält Bundesverdienstkreuz. But it’s interesting that Valve appears to have chosen to focus on the two-player co-op aspect of the game rather than the ongoing story of Chell and GlaDOS, the characters who drove the original Portal. I’m not going to bother describing the box art since, you know, it’s right there for you to look at. Valve has unveiled the official Portal 2 box art and while it’s strictly a matter of taste, I just don’t care for it very much. Please suggest me a best Windows Live Mail to DOC Converter. Now, I want to know is there any easy solution to export Windows Live Mail to DOC file format. There are about thousands of email messages stored in my Windows Live Mail (WLM) account. Now, I want to convert Windows Live Mail to DOC format so that I can edit or review my Documents in future. All my emails are saved in EML file format. 6. Saving email exported from Gmail as an EML file.Hi, I’m working in a software company that has been using Windows Live Mail for a long time here. Your email is now exported to the EML format.įig. In the Save as window, select a download location, name the file the way you want, and click Save ( Fig. 6.).Downloading an email from Gmail to a local drive. Click Download Original ( Fig. 5.).įig. 5. This will open the full message as a text document in a separate window.Locating the Show original option in Gmail. From the message menu, choose Show original ( Fig. 4.).įig. 4.Open the email message you would like to export.To export an email from Gmail to the EML format, you need to: 3. Saving an EML email file attached to a new message in Outlook on the web. Click the down-arrow button on the attachment and click Download ( Fig.eml file to the new message, as shown in Fig. On the message list, select an email you want to export and drop it onto the body of the new email.To export an email from Outlook on the web (OWA) to the EML format, you need to: Learn how to import or export mailbox items via MFCMAPI How to save a message as an. Refer to the section below to learn how to do this in Outlook on the web (OWA) or Gmail.Īlternatively, if your mailbox is on Exchange, you can use a third-party tool such as MFCMAPI to export emails to. The current versions of Outlook for Windows don't have an option to save an email as an. Choosing a file format for the exported email. Point to the desired folder and choose Outlook message format or Outlook message format - Unicode from the file type drop-down menu ( Fig. 2.).įig. 2. Select an email on the message list, click the File menu and choose the Save as option.A new MSG file will be created ( Fig. 1.).įig. 1. On the message list, select an email and drop it to a local folder or desktop.msg file if you're using a desktop version of Outlook for Windows: There are two ways to save an email as an. How to save a message from Outlook for Windows as an. You can use this format to export emails in Office 365 or many other email clients, for example Gmail. eml file if your email client does not export emails directly into. This format is similar to a text file, and you can open it in any text editor (such as Notepad). This format is compatible with any version of Outlook for Windows.ĮML is a standard used by a variety of email clients. MSG is a proprietary file format used by Microsoft to store individual email messages and other single items (tasks, meetings, appointments, contacts, etc.) outside of Outlook. eml file in Outlook on the web (Office 365) How to save a message from Outlook for Windows as an.In this article you will find out about the most common email formats and learn how to export your messages. How to export an email message to the MSG and EML format |
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